References and Checks
- The process of checking a prospective tenant's credit worthiness and any past history indicating good or bad tenant behaviour.
- Employment history and bank account management are important indicators of reliability and timely payments of rent.
- Spending habits may not be supported financially and within documentation provided. See Lifestyle Referencing
- The information provided should reconcile and be reasonable and likely to be true. Some tenants lie!
- Gut feelings are irrelevant, nice people look like you and me.
- Only Judge facts. Anything else is pre-judging - prejudicial.
- Gut feelings should be last, not first, to influence decision making.
- Also known as tenant referencing
- Summary Checklist:
- NINo. - National Insurance Number
- DOB - Date of Birth
- POB - Place of Birth
- AKAs - Aliases or also nown as
- MMN - Mothers Maiden Name
- Parents - Natural or step parents (seems intrusive - not when chasing rent arrears)
- CPLAs Current and previous landlord /addresses up to 6 years.
- PGs Parental guarantors
- OGs Other Guarantors
- DL/P Driving Licence / passport with photos scanned or copied.
- SID - student ID card with photo and numbers.
- HEEA - History of Education, Employment and Accommodation
- BS - Bank / credit card statement(s)
- Pay - Payslips
- See also Lifestyle credit referencing and credit checking and Landlord Referencing Services
Published: 11 November 2013
Last Updated: 30 November 2021